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devastation from insurance

Posted: Wed Nov 16, 2011 8:35 pm
by mk1joe
hi, im here seeking advise after insurance has made it neer imposible for me to have my 410 on the road. ive just passed my test and now im absaloutly gutted that i cant use my sj, its my only car and even being put on my dads insurance as a named driver is still coming out with outreagous prices. if anyone has advice or experiance to help me i would love to here.
thanks
joe

Re: devastation from insurance

Posted: Wed Nov 16, 2011 9:22 pm
by Tramp
How much have you been quoted? I passed my car test when I was 18 and my first years insurance was a couple of £ short of £1000, that was around 2005 and I know things have changed since then.

Re: devastation from insurance

Posted: Wed Nov 16, 2011 9:30 pm
by mk1joe
About 4-5 grand, at first I found a 2 grand one on a comparison website but that quote expired and I can't get it back, even that though was through being a named driver on my dads insurance.

Re: devastation from insurance

Posted: Wed Nov 16, 2011 9:34 pm
by Henry
Welcome to being a young driver!


Im 19, my sj is through ainsleigh and its 1600 3pft

Re: devastation from insurance

Posted: Thu Nov 17, 2011 1:57 pm
by twiss
When I was 19 and got my first SJ insurance cost me £1k...

That was 7 years ago though...

Just look forward to the insurance dropping as you get older! :D

My g/fs brother is 18 and his insurance on a Pug 106 diesel is £3k so its not just that it's an SJ, its more that all young drivers insurance is expensive.

You could look into Co-op young drivers insurance, supposedly that can be quite cheap.
They do fit an accelerometer in your car though so I dunno how it would like off-roading?!

Re: devastation from insurance

Posted: Thu Nov 17, 2011 2:08 pm
by chrisj410
Sj 410 I'm 19, 2 years ncb 2 grand and that was after arguing them down from 2 n a half
Last year I paid 1300 god knows why it went up so much
Try quinn or Adrian flux mate

Re: devastation from insurance

Posted: Thu Nov 17, 2011 2:13 pm
by Henry
twiss wrote:When I was 19 and got my first SJ insurance cost me £1k...

That was 7 years ago though...

Just look forward to the insurance dropping as you get older! :D

My g/fs brother is 18 and his insurance on a Pug 106 diesel is £3k so its not just that it's an SJ, its more that all young drivers insurance is expensive.

You could look into Co-op young drivers insurance, supposedly that can be quite cheap.
They do fit an accelerometer in your car though so I dunno how it would like off-roading?!

Carnt fit them in a sj :(

Re: devastation from insurance

Posted: Thu Nov 17, 2011 3:18 pm
by Christoff
I found coop cheapest last year and this year im insuring it with admiral

Adrian flux would be best if you have mods fitted to declare with my experience

Im 24 with 6years ncb so mines not too bad :tongue:

Re: devastation from insurance

Posted: Thu Nov 17, 2011 3:30 pm
by turbo-tom
im 16 with a 1.6er in my sj so i dread to think of how much my insurance will be going to be in a few years time :poke:

Re: devastation from insurance

Posted: Thu Nov 17, 2011 5:44 pm
by twiss
I'm 26 and got mine for £175 fully comp :)
Limited miles, but the odometer doesn't work anyway haha