HELP ME!! i cant insure my zuk and dont want to sell her...

[Jay18]

my zuki's insurance has gone up to £2416 a year and i just cant afford it :( does anyone know any cheaper insurance companies?

2gether wont insure me until ive had my licence a year and adrian flux say they cant do any better than £3500..

really dont want to have to sell my zuki as ive worked hard to get it on the road...

at the moment the corsa c is cheapest and it looks like im going to have to sell my zuki :(

[Jordi]

Keep shopping about. It can vary dramatically day to day for some reason.

When i first started driving bell direct was cheapest on a 10month accelerated NCB policy. Try all the comparison sites. It4me was always quite good. Usually cheaper than the meerkat.

Jordi

[miketree]

One option would be to mothball your zuk until you have had your license a year & have some NCB.

Buy something reeeeeeally cheap to buy & insure until then.

[Edweird]

Mine was £2100 with the Co-op for my first year, £2000 for my second year and this year's looking like £700-£900.

A mate of mine paid £1800 for his first year's insurance on a Corsa D.

Apparently most people get a new more powerful car when they're 19-ish so anything with a little engine starts to plummet after then according to the Co-op guy I spoke to.

[Jay18]

ive been shopping about for 2 years...

a couple of months ago i was getting quotes of £1800

ive got my zuk in a storage yard, but its most probably getting battered by wind and rain :(

im looking at a nissan micra now.. jeez..

[miketree]

My bog-standard vit costs more to insure than my landy with 2" lift, large knobblies & winch etc.

[suzukisteve]

jay I know it sounds dumb but the cheapest I got was with diamond ( yes the womans insurance company )

im down to about 800 after a year of driving. also call up the insurance company as u can some times get a better deal. dont forget to 'fiddle' about with the options online to see what gets u a better deal. oh and classic insurance is also a good bet.

[Edweird]

I wouldn't be surprised if a Land Rover SIII Stage One was cheaper to be honest. Insurance Companies have some weird ideas.

I was thinking about a Land Rover SIIA N/A diesel at one point because you can get classic insurance, plus no tax. Still wouldn't mind one if it was standard and in good nick.

[ScottieJ]

What modifications are you saying that it's got?

[miketree]

Just before I got my vit, I did an online quote with directline.

3rd party, F&T was more expensive than fully comp.

There is obviously no logic to this, so keep trying.

Have you tried going with one of the companies that fit a tracker/monitor?