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Insurance used to be simple
Posted: Wed Feb 08, 2012 10:14 pm
by Christoff
They want;
Limited mileage declaration
Proof of immobiliser
Photocopies of all drivers licences and counterparts
Six recent colour photographs
Modified vehicle declaration
Agreed value form
Is this normal?
They didnt ask all this before. Well all except the photos, value form and the modified vehicle report. It only has the rear seats removed
Re: Insurance used to be simple
Posted: Wed Feb 08, 2012 10:22 pm
by Edweird
I don't know about normal, but when I did mine, all the Co-op wanted was a photocopy of my pass-plus certificate.
Re: Insurance used to be simple
Posted: Wed Feb 08, 2012 10:34 pm
by Christoff
All they said on the phone was proof of immobiliser. Now they want a shit load of information iv got a massive form to fill in including listing all details of engine, gearbox, brakes, suspension etc. and iv got to say what condition everything's in chassis, electrics, panel work etc
Plus an extra £15 for no reason. Iv already paid my policy in full
Tempted to cancel and find another insurer.
Re: Insurance used to be simple
Posted: Wed Feb 08, 2012 11:31 pm
by ScottieJ
I think it would take me a while to compile a list of all the modifications to mine
probably easier to say what hasn't been modified.
Come to think of it, I'm not actually sure if there is anything I haven't modified?
Re: Insurance used to be simple
Posted: Thu Feb 09, 2012 9:30 am
by Christoff
I know so do you have to list them all for your insurer?
All i said was rear seats removed i forgot about the tyres and the body lift. I suppose il have to mention those now but i hope they dont want more money
What tyres are standard on the samurai? I have 235/70 R15
Re: Insurance used to be simple
Posted: Thu Feb 09, 2012 9:41 am
by ScottieJ
Christoff wrote:I know so do you have to list them all for your insurer?
All i said was rear seats removed i forgot about the tyres and the body lift. I suppose il have to mention those now but i hope they dont want more money
What tyres are standard on the samurai? I have 235/70 R15
I'be got a trade policy, they literally just asked 'is it modified?' I said yes and thzey just said ok.
Re: Insurance used to be simple
Posted: Thu Feb 09, 2012 10:21 am
by Highlander
All they ever ask me for is card details!!
Maybe its because of your age/experience, are you a young/new driver?
Re: Insurance used to be simple
Posted: Thu Feb 09, 2012 10:46 am
by twiss
I listed my mods for my insurer, but I just told them the mods over the phone and that was it!
Re: Insurance used to be simple
Posted: Thu Feb 09, 2012 2:51 pm
by Christoff
Highlander wrote:All they ever ask me for is card details!!
Maybe its because of your age/experience, are you a young/new driver?
Been driving 7 years and have 7 years no claims but thats on my other vehicle
Re: Insurance used to be simple
Posted: Thu Feb 09, 2012 5:19 pm
by Edweird
ScottieJ wrote:Come to think of it, I'm not actually sure if there is anything I haven't modified?
Front window?