I need help with puchase and insurance
Posted: Sun Apr 04, 2010 8:59 am
Alright lads!
I have two small dilemas. Well, they're not small, they're kinda huge, to be honest.
The first:
I have spotted an SJ the looks to be in good condition, in a town not far away from my school. It's a white, LWB, hard top convertable. However, it is not up for sale, but having looked at it (from the end of the road and on google maps), all I can summise is that it is perfect. Something about that perticular SJ, compared to all the other ones I've looked at, stands out like a mushroom on a meat feast pizza (sorry, it's the first 'Clarkson' metaphor I came up with). Maybe it's because it's the first LWB I've seen with my own eyes.....
Anyway, this SJ is in fact, not 'For Sale.' How should I go about politely asking the owner if he might be willing to part with it, and when? I'm going to need a car around December 2010 -February 2011, and the owner of said SJ will need to find a new car if he is willing to sell the SJ to me. As for how, should I leave a polite note under the windowwiper, write a letter and post it through the owners door, or should I be very bold and knock on the door, speaking to them directly?
The second issue is the insurance. The lowest online quote I have so far found is £2822 from Norwich Union/Aviva (Same company). This was without me being a named driver, and without stating the excess I was willing to pay, or if I had taken a pass plus. However, idealy I need to lose £1000 from that figure, so any advice that may allow me to do this will help. I don't know if this helps, but the second lowest quote was £3642, from Kwik Fit.
Cheers M'dears
I have two small dilemas. Well, they're not small, they're kinda huge, to be honest.
The first:
I have spotted an SJ the looks to be in good condition, in a town not far away from my school. It's a white, LWB, hard top convertable. However, it is not up for sale, but having looked at it (from the end of the road and on google maps), all I can summise is that it is perfect. Something about that perticular SJ, compared to all the other ones I've looked at, stands out like a mushroom on a meat feast pizza (sorry, it's the first 'Clarkson' metaphor I came up with). Maybe it's because it's the first LWB I've seen with my own eyes.....
Anyway, this SJ is in fact, not 'For Sale.' How should I go about politely asking the owner if he might be willing to part with it, and when? I'm going to need a car around December 2010 -February 2011, and the owner of said SJ will need to find a new car if he is willing to sell the SJ to me. As for how, should I leave a polite note under the windowwiper, write a letter and post it through the owners door, or should I be very bold and knock on the door, speaking to them directly?
The second issue is the insurance. The lowest online quote I have so far found is £2822 from Norwich Union/Aviva (Same company). This was without me being a named driver, and without stating the excess I was willing to pay, or if I had taken a pass plus. However, idealy I need to lose £1000 from that figure, so any advice that may allow me to do this will help. I don't know if this helps, but the second lowest quote was £3642, from Kwik Fit.
Cheers M'dears